Terms and conditions

The materials presented in this site are intended as an information source only.

Penny Garnsworthy makes no statement, representation, or warranty about the accuracy or completeness of information contained on this website or on any site linked from this website.

Despite our best efforts, I make no warranty that the information in this website is free of infection by computer viruses or other contamination. I disclaim all responsibility and liability (including, without limitation, liability in negligence) for all expenses, losses, damages and costs that may be incurred as a result of information being inaccurate or incomplete in any way, and for any reason.